Blog
MCA attorneys often charge retainers of $5,000 to $25,000 upfront, win or lose. Performance-based settlement firms get paid when your debt is actually reduced. Here is an honest comparison of both models, including when you genuinely do need a lawyer.
A reverse consolidation sounds like debt relief, but it does not pay off your MCAs. It is new financing layered on top of old financing, with a longer term, more total debt, and another creditor holding claims on your business. Here is how it really works.
MCA contracts often include UCC liens on your receivables and, in some states, confessions of judgment. Here is what those tools let funders do, the 2019 New York reform that protects out-of-state businesses, and what to do if your accounts are frozen.
There are real ways out of merchant cash advance debt: restructuring payments into one affordable weekly plan, settling balances for less than owed, or legal defenses. Here is how each path works and why taking another advance usually makes things worse.
Merchant cash advances use factor rates instead of interest rates, and the true annualized cost is often far higher than it looks. Here is how MCAs actually work, what a 1.3 or 1.4 factor rate really costs, and the warning signs of unsustainable MCA debt.